Inflation Calculator — Future Cost & Buying Power
Inflation quietly shrinks the value of money. Enter an amount, an average inflation rate and a number of years to see what the same things will cost later.
Updated
For information only — not financial, tax or legal advice. Verify rates and figures with your bank, FBR or another official source before making decisions.
Formula
Future cost = Amount × (1 + inflation)^years
Buying power = Amount ÷ (1 + inflation)^years
The calculation compounds yearly, like inflation itself.
Examples
Rs 1 lakh, 10% for 10 years
Rs 100,000 today will cost Rs 259,374 in 10 years at 10% inflation
Rs 50,000 school fee, 12% for 5 years
Rs 50,000 today will cost Rs 88,117 in 5 years at 12% inflation
Important information
- Pakistan's inflation has swung widely — from single digits to over 30% (CPI, 2023) — so try a few rates to see a range.
- If your savings earn less than inflation, their real value is shrinking.
Frequently asked questions
What is inflation?
The general rise in prices over time, usually measured by the Consumer Price Index (CPI).
What inflation rate should I use?
Use the Pakistan Bureau of Statistics CPI figure for recent years, or a long-term average for planning.
How fast do prices double?
Divide 72 by the inflation rate: at 8%, prices double in about 9 years.
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